Pet insurance is a must have for any pet owner who values the life of his or her pet. The Healthy Paws policy is designed to guarantee that your dog or cat will get the best care possible. The enrollment process is straightforward, with you only having to provide a few details before the policy can get activated.
Once enrolled, there is a waiting period of around fifteen days from the activation date before you can use it to get your pet treated for illnesses or accidents.
Healthy Paws Insurance co. provides coverage for hip dysplasia at no extra cost to you, though the pet has to be subjected to a twelve-month (one year) waiting period from the date of activation. Hip dysplasia coverage is provided for all pets older than six years and is unavailable for those younger than six years.
How Do You File a Claim?
Like all other forms of insurance, there may come a time when you need to file an application with Healthy Paws insurance, for medical care provided to your cat or dog. It will help to have an idea of how to go about the process of seeking a reimbursement for money spent on medical bills.
As a pet owner, you can file a claim with Healthy Paws in a number of ways. You could use their official website, or use the mobile phone, developed for use with smartphones. The claim filing process is very simple to follow.
All that is required of you is to send the medical invoice provided by the hospital where your cat or dog was treated. Once submitted, you are required to wait for a few days before the issuance of the reimbursement check.
How Can You Get a Claim Form?
Once you purchase the policy, you are required to sign up for an account on the Healthy Paws official website. For you to get a claim form, you only need to sign in to your account and check the options provided in the accounts section.
You can also download a blank claim form from the website downloads section
How is Reimbursement Calculated?
Healthy Paws calculates your reimbursement by checking your veterinary bill. The personnel will calculate the total amount incurred for the treatment of your pet, and then multiply this by your reimbursement rate.
Once multiplied, your annual deductible is then subtracted from that amount. Having met your annual deductible, you can expect to receive even larger reimbursement checks in the future when filing similar claims.